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Switch Kit

Welcome to Huron Valley State Bank! We are delighted that you will experience the friendly hometown service that we take pride in delivering.

Changing banks can be a big decision and a real challenge. That’s why Huron Valley State Bank has designed the Easy Switch Kit to guide you step-by-step through process.

Step 1: Open your new account at Huron Valley State Bank.

Step 2: Complete the worksheet to gather all information needed to contact anyone that sends or receives automatic payments from you. (Page 5)

Step 3: Notify senders of direct deposit of your new account information. See direct deposit for a sample letter. Social Security customers need to call the Social Security administration at 1-800-772-1213 or go to www.ssa.gov. Visit myPay if you receive payments from the military.

Step 4: Cancel any bill payment services from previous financial institution (if applicable).

Step 5: Add bill payment payees to your FREE Huron Valley State Bank Online Banking. For your convenience one of our staff members can assist you with set up.

Step 6: Close account with previous financial institution. See account closing for a sample letter.

Switch Kit FAQ’s

What is a Switch Kit?

A Switch Kit is a free service by Huron Valley State Bank that allows you to close an account with another financial institution and transfer the funds. You can also switch any direct deposits and automatic payments (ACH) from your old account(s) over to your new account(s). The HVSB Switch Kit contains a series of easy to follow steps, along with the necessary forms to fill out and mail to all respective parties.

Who can use the Switch Kit?

Anyone who wants to switch their personal or business accounts from one financial institution to another financial institution.

What information do I need to know to fill out the Switch Kit forms?

Your current account number - where you are transferring the funds from.

Your new account number – where you are transferring the funds to.

Name, Address, Account Number of Direct Deposit and Automatic payment (ACH) companies that you currently are using. Please refer to the Worksheet to help you get started. (Page 5)

How do I have my paycheck directly deposited into my HVSB account?

Fill out the Direct Deposit Change form and give it to your employer with a voided HVSB check. (Your company may require you to fill out additional forms.) It usually takes 2 to 3 cycles for bi-weekly and 1 cycle to start new monthly direct deposits.

How can I verify that my automatic bill payment has been made?

You can verify that your payments have been made by logging onto your online account statement, or checking your monthly account statement. You may also want to verify with the billing company by calling their customer service center. Generally, it takes 2 to 3 billing cycles for your transaction to get switched over or started.

How can I have automatic payments that are deducted from my old bank account transferred to my new HVSB account?

Use copies of the Automatic Withdrawal Change form to notify companies making automatic payments that you want to change your payment instructions. Some companies may ask for a voided check before initializing an automatic payment.

How do I close my old account?

Fill out the Account Closing Request form, and then send it to your former financial institution. You can request to have the remaining balance sent to your new HVSB account, or ask to be sent a check. Some financial institutions may require you to fill out additional paperwork.

How do I cancel my online payments with my old bank?

Please contact your old bank directly. And don’t forget to cancel any future payments that you may have already established.

What if my request to switch accounts is not accepted?

On the authorization forms, your contacts are requested to notify you if they need additional information.

I can’t find my account number on my check. Where is it?

Your account number is located at the bottom of your check. The routing number is the first number listed and it is 9 digits. The second set of numbers is your account number which is normally 10 digits. The last number listed is the actual check number.

What if I have additional questions?

If you have any additional questions, send us an email or call us at 248-684-9626 or 248-887-9900.