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Rates effective as of  

5 Month CD Special 4.00% APY - APY is effective as of 03/01/26. Account must be opened with a minimum of $500 and a maximum of $100,000 CD per person or Tax ID. Offer not available for broker or public funds. Early withdrawal penalty may apply. Offers expires March 27, 2026.  
 

Savings
Statement Savings Rate APY*
$1 & above 1.00% 1.00%
Money Market Savings Rate APY*
$5,000 - $9,999.99 1.25% 1.26%
$10,000 - $24,999.99 1.55% 1.56%
$25,000 & above 1.99% 2.01%

 

 

 

 

  Certificates of Deposit
1 - 5 Mos. Rate APY*
$500 - $49,999.99 3.25% 3.28%
$50,000 - $99,999.99 3.25% 3.28%
$100,000 & above 3.25% 3.28%
6 - 11 Mos. Rate APY*
$500 - $49,999.99 3.72% 3.73%
$50,000 - $99,999.99 3.72% 3.73%
$100,000 & above 3.72% 3.73%
1 Year Rate APY*
$500 - $49,999.99 3.70% 3.75%
$50,000 - $99,999.99 3.70% 3.75%
$100,000 & above 3.70% 3.75%
2 Year Rate APY*
$500 - $49,999.99 3.45% 3.49%
$50,000 - $99,999.99 3.45% 3.49%
$100,000 & above 3.45% 3.49%
3 Year Rate APY*
$500 - $49,999.99 3.49% 3.54%
$50,000 - $99,999.99 3.49% 3.54%
$100,000 & above 3.49% 3.54%
4 Year Rate APY*
$500 - $49,999.99 3.55% 3.60%
$50,000 - $99,999.99 3.55% 3.60%
$100,000 & above 3.55% 3.60%
5 Year Rate APY*
$500 - $49,999.99 3.45% 3.49%
$50,000 - $99,999.99 3.45% 3.49%
$100,000 & above 3.45% 3.49%
CD Special 5 Month Rate APY*
$500 - $100,000 3.95% 4.00%

 

PENALTY INFORMATION

Terms up to 3 Months: 1 Month Interest
Terms from 4-6 Months: 3 Months Interest
Terms over 6 Months: 6 Months Interest

*APY = Annual Percentage Yield.  Interest rates and APY's are effective as of the date listed above. Rates are subject to change any time without notice. Fees may reduce earnings on accounts. A penalty will be imposed for early withdrawal from Certificates of Deposit. For current rate information, please call 248.684.9626.