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Savings & CD Rates

Rates effective as of  

Savings
Statement Savings Rate APY*
$1 & above 1.00% 1.00%
Money Market Savings Rate APY*
$5,000 - $9,999.99 1.75% 1.76%
$10,000 - $24,999.99 2.00% 2.02%
$25,000 & above 2.23% 2.25%

 

 

 

 

  Certificates of Deposit
1 - 5 Mos. Rate APY*
$500 - $49,999.99 3.45% 3.50%
$50,000 - $99,999.99 3.45% 3.50%
$100,000 & above 3.45% 3.50%
6 - 11 Mos. Rate APY*
$500 - $49,999.99 3.47% 3.50%
$50,000 - $99,999.99 3.47% 3.50%
$100,000 & above 3.47% 3.50%
1 Year Rate APY*
$500 - $49,999.99 3.70% 3.75%
$50,000 - $99,999.99 3.70% 3.75%
$100,000 & above 3.70% 3.75%
2 Year Rate APY*
$500 - $49,999.99 3.50% 3.55%
$50,000 - $99,999.99 3.50% 3.55%
$100,000 & above 3.50% 3.55%
3 Year Rate APY*
$500 - $49,999.99 3.00% 3.03%
$50,000 - $99,999.99 3.00% 3.03%
$100,000 & above 3.00% 3.03%
4 Year Rate APY*
$500 - $49,999.99 2.00% 2.02%
$50,000 - $99,999.99 2.00% 2.02%
$100,000 & above 2.00% 2.02%
5 Year Rate APY*
$500 - $49,999.99 2.00% 2.02%
$50,000 - $99,999.99 2.00% 2.02%
$100,000 & above 2.00% 2.02%  

 

6 Month CD Special  Rate APY*
Up to $100,000 4.00% 4.04%
 

 

PENALTY INFORMATION

Terms up to 3 Months: 1 Month Interest
Terms from 4-6 Months: 3 Months Interest
Terms over 6 Months: 6 Months Interest

*APY = Annual Percentage Yield

**Interest rates and APY's are effective as of the date listed above. Rates are subject to change any time without notice. Fees may reduce earnings on accounts. A penalty will be imposed for early withdrawal from Certificates of Deposit. For current rate information, please call 248.684.9626.

1 This offer is for a limited time only. The maximum amount allowed is $100,000 per person or Tax ID. Not available for broker or Public Funds.