Local, Trusted and Experienced
Your home is one of the most important investments that you can make. Therefore it is essential that you choose the right lender to help you reach your goals. Huron Valley State Bank offers a variety of mortgage products to accommodate your financing needs, whether you are purchasing your dream home, or refinancing your current home to help pay for college education or that new deck.
We`re here when you need us!
Huron Valley State Bank is not only local, but also experienced, trustworthy and knowledgeable.
Here are the benefits of working with your local lender at Huron Valley State Bank:
- Two convenient branch offices and a loan center to serve you
- Evening and weekend appointments available
- One stop shopping for all your banking needs
- Local businesses used for appraisal, title insurance, surveys, etc.
- Loan officers involved in every step of the process
HVSB Mortgage Programs
Conventional Fixed Rate Financing
If you are buying a new home or refinancing, fixed rate mortgages offer a variety of terms with an interest rate that remains fixed for the life of the loan. So, the principal and interest portions of the monthly payment never change.
Adjustable Rate Financing
If planning to live in your home for a shorter period of time, for more flexibility, an adjustable rate mortgage, or ARM is a great option. It has an initial fixed rate period, then the interest rate adjusts and continues to adjust for the life of the loan.
Construction Financing
If you are looking to build a home, HVSB can help make this dream possible. The construction loan is closed for the total loan amount of the land and construction costs. Funds are paid out over a period of time as the house is being built.
Easy Three Step Mortgage Process
Pre-Qualification
Our Pre-Qualification process is quick and simple. With a few key pieces of information our experienced representatives will be able to review your information and recommend the right loan product to fit your needs. If purchasing a home, we can provide you with a pre-qualification letter; or, if refinancing, we can begin processing right away.
In Process
Once all the necessary documents are collected, let our team go to work for you for every step of the process. We will ensure that all requirements of the loan program are completed accurately and efficiently. We take pride in doing things right the first time.
To Closing
As soon as your file is approved and clear to close, our team is focused on getting you to the closing table as soon as possible. We work closely with all parties to make this last step as easy and convenient as possible.